Terms of use
The terms and conditions govern the use of the services offered by the website. By accessing our website, including submitting requests for quotes through the website, calling the toll-free number, initiating requests for us to contact the user by telephone or other methods we make available, you accept and agree to the Terms of Use. If you do not agree to our Terms of Use, you must exit the website and refrain from using our services.
Our Service
We provide users the opportunity to receive insurance quotes from our network of insurance carriers, brokers, agents, and other service providers. Once you provide your information using our form, we will find appropriate insurance carriers, brokers, agents, and other service providers to help you find the type of insurance that you need. We are not an insurance carrier or insurance agent, therefore, we do not bind coverage or issue contracts ourselves, nor do we recommend or endorse any company or specific insurance policy. We publish information on our Site regarding insurance but we do not provide insurance, financial, or tax advice. We do not provide a guarantee that the insurance companies, brokers, and agents that receive your application will initiate contact with you or agree to provide coverage. We are not responsible for the behavior and conduct of insurance brokers, agents, companies, and discount program representatives who are matched to your application. The coverage provided by the insurance service provider is subject to the insurance policy’s terms and conditions for which we have no control over.
Dispute Resolution through Binding Arbitration
Please Read This Provision Carefully. It Affects Your Legal Rights. You agree, in good faith, to attempt to settle any claim or dispute that may arise between us, which relates in any way or arises out of the Terms or your use of the website or the content, including but not limited to, any claim or dispute between yourself and a Provider (each, a Claim), through consultations between us and you, which consultations will commence upon written notice from any party to another (the Consultation Notice). The Consultation Notice should describe the basis and nature of the Claim and the specific relief required (Demand). If the Claim cannot be resolved within 30 days after receipt of the Consultation Notice, any party may request to start an arbitration proceeding through a written notice to the other in agreement with this Section 2. Any notice under this Section 2 should be sent
User Data – Consent to Contact
You may be required to provide materials or information (User Data) to us during your use of this Site. User Data include information submitted to us through your request for quotations. The information collection and use practice concerning User Data is stated in our Privacy Policy incorporated in this by reference for all reasons. Please read the Privacy Policy before you submit any User Data. You acknowledge and are in agreement that you are responsible solely for the accuracy and the content of the User Data. We shall not be responsible for maintaining any User Data you provide to us, and we may destroy or delete such User Data at any time. We reserve the right to remove or refuse to post any User Data, whether in part or whole, that is unlawful, undesirable, unacceptable, or a violation of our Terms of Use. By providing us your contact information through our Site, you register to receive communications directly from us, on the website, or via a third party. We will newsletters and other e-mails with promotions periodically. We may also contact by telephone with a pre-recorded voice message or an interactive voice response system. If you do not wish to receive these types of communication, please send an email to our Customer Support
Warranty Disclaimer
The services and information on the Site are provided as it stands and is only for informational purposes. We make no warranty or representation that the Site will suit your needs, is timely, reliable, or free of inaccuracies, errors, or typographical faults. We disclaim all warranties, implied or express, including warranties of fitness or merchantability for a specific purpose or non-infringement of the right of others. We provide no warranty that this Site will be free of viruses, worms, errors, or other harmful or destructive code.
Liability Limitation
By no means shall we or any of our officers, employees, directors, affiliates, agents, or service or content providers (collectively, the Protected Entities) be held liable for any indirect, direct, incidental, special, exemplary, consequential, or punitive damages that arise from, directly or indirectly, the use or inability to use the site and services offered herewith or the materials, content, and functions related hereto including without limitation loss of revenue even if advised of the likelihood of such damage. In no event shall our total liability for losses, damages, and causes action (whether in tort, contract, including but not limited to negligence or otherwise), exceed five dollars. The limitation above may not apply to all users or jurisdictions. If you do not agree with the above-mentioned, the sole resolution is the termination of this agreement and the discontinued use of this Site.
Links from this Site
We may provide links to other websites only for informational purposes. We do not claim responsibility for the availability or accuracy of the information provided on websites to which you may be directed from our Site. The availability of links on our Site is not equal to endorsement or association with such sites or the products, content, advertising, or other material presented on such websites. You acknowledge and are in agreement that we are not liable or responsible, whether directly or indirectly, for any loss or damage caused by your use of any goods, services, or content on such sites.
Updates
This Terms of Use is subject to change at any time and such changes shall be effective upon posting on the Site. The use of our Site following any change to the Terms of Use means that you accept such changes.
Applicable Laws
The laws of the State of Washington govern the Terms of Use and the Site without giving effect to conflict of laws. If any provision in the Terms of Use is held illegal, invalid, or unenforceable, the remaining provisions shall not be impaired or affected thereby in any way. Any dispute that arises from the use of this Site shall be brought in the appropriate federal or state courts of the State of Washington exclusively. Users who access the Site from a different location do so based on their own initiative and shall be responsible for complying with local laws, if and to the extent that local laws are applicable. Regardless of any law or statute to the contrary, claims or causes of actions that arise out of the related use of the Site or Terms of Use must be filed within one year after the claim or cause of action is commenced or be forever barred.
quotesboard, 350 Madison Ave, 4th Fl. | New York, NY 10017